Posts Tagged ‘senior citizens’

Seniors Use The Internet For Retirement Planning

Tuesday, October 14th, 2008

Seniors who preparing for retirement will find a useful resource online from the Social Security Administration. From the comfort and security of your home, you can apply for benefits at www.socialsecurity.gov. The service is convenient and saves a trip to your local Social Security Office.

Younger seniors will find it easy to obtain a quick and accurate estimate of benefits to use for retirement planning purposes. Go to www.socialsecurity.gov/estimator and enter the requested information. This includes your name, date and place of birth, social security number, mother’s maiden name, and your income last year. Based on the information you provide, you will receive an estimate of the benefit you would receive at ages 62, 67 and 70. The information can be helpful in planning when you will retire and whether your benefit, in addition to your other retirement assets, will be sufficient to sustain you.

Questions about when to apply for retirement benefits are answered in the publication titled When to Start Receiving Retirement Benefits. You can view the publication at http://socialsecurity.gov/pubs/10147.html.

Seniors Go Green With CFLs

Wednesday, October 8th, 2008

Compact fluorescent light bulfs, or CFLs, reduce energy consumption and cost, and are better for the environment. The Environmental Protection Agency estimates that if every household replaced just one incandescent bulb with CFLs, we would reduce energy costs more than $600 million and prevent greenhouse gas emissions equivalent to that of more than 800,000 cars, and save enough energy to light more than 3 million homes for an entire year!

CFLs come in a variety of shapes and sizes, providing both warm and soft white light. Choose the bulb that is labeled as being equivalent to the wattage of the incandescent bulb you are replacing. Bulbs that carry the Energy Star seal meet specific safety and performance standards, making them more reliable.

Although they cost a little more initially than conventional bulbs, CFLs last up to seven times longer, saving money in the long run. When they do eventually burn out, take special care to dispose of them properly. CFLs contain a small amount of mercury, which is essential to their efficiency. Stores that sell CFLs as well as your local government offices will have information on CFL recycling programs.

For seniors, CFLs make sense. They are more efficient, cut energy consumption, save you money, and ensure a healthier environment. For more information, visit the website at www.epa.gov and www.aceee.org.

Go Natural For Less

Wednesday, October 1st, 2008

Seniors who prefer natural products may be interested in an offer from Tom’s of Maine. This company, which specializes in personal care products that are not tested on animals, recently announced its “Natural Challenge”, to run through the month of October. A special $1 off coupon can be found on Tom’s of Maine products, as an incentive for consumers to try the brand.

According to a press release distributed yesterday, the number of Americans turning to natural personal care products has grown to 57 million. The company’s website features an FAQ page that addresses some of the health and wellness questions raised by consumers, and these concerns are part of what fuels the still-growing industry.

Since I haven’t personally tried this product line, I am passing on this information on the Natural Challenge so readers can make their own decision. Learn more by visiting the website at www.tomsofmaine.com.